Auto

• Auto:
  Coverage for your car, truck, van, SUV, or other vehicle. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.
• Motorcycle:
  As a local independent insurance agency, Ditari Insurance Agency can help you find the right policy for your motorcycle by comparing quotes and coverage options from several top providers.

How much Auto Insurance do You Need?

We ae based in Florida, so our agents understand the auto insurance needs of our customers.

There are different categories of auto insurance required to drive in the State of Florida:

• Liability Coverage to pay for losses you caused others, or
• No-Fault Coverage to pay you and your passenger for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
  
  • Both Liability and No-fault coverage
    • Collision Coverage to pay in the event your car is damaged as a result of collision.
    • Comprehensive -to pay if your car is damaged by anything other than collision.
    • Additional protection may include:
    • Medical Payments – if you have to pay on an injury for yourself or a passenger.
    • Uninsured Motorist Coverage (UM) pays for medical expenses if you or your passengers are injured in an auto accident caused by :
      • A driver who doesn't have liability car insurance
      • A hit-and -run driver
      • A driver whose insurance company denies coverage or goes out of business, etc.
      • UM can also pay for:
      • Medical bills
      • Lost wages if you can’t work because of the car accident
      • Pain and suffering compensation